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Fee and Charges
Annual Fee

Terms of Annual Fee Charging:

Card Type

Primary Card

Supplementary Card

Titanium/Precious Card

No Annual fee

No Annual fee

Platinum Card

‧First year is free.
‧Subsequent years:NT$600/year

Golden/Classic Card

No Annual fee
Installment Card No Annual fee

*Platinum Card is entitled to waive annual fee if the requirement of minimum monthly average balance is maintained. Primary Card and supplementary cards are entitled to waive annual fee if the requirement of minimum monthly average balance is maintained or the accumulated spending in the previous year exceeds NT$6,000 or total transactions exceed 6 times. The same renewal rules shall apply for the subsequent years.

*The criteria for the annual fees charges shall be determined in accordance with the Bank's policy at the time the annual fee incurs. Where there are any changes of the bank policies, the Bank will advise the cardholders in written or by e-mail notification.

 
Revolving Credit Interest
The calculation of revolving credit interest shall be from the date of entry of the account to be calculated into the revolving credit interest, based on an annual interest rate of 8.88%~15.00%(daily interest rate 0.0243%~0.0411%), until the full payment of the said account. EnTie Bank shall assess the credit status of cardholders through computer system and grant the revolving credit interest to cardholders based on the assessment result. Base date of interest on revolving credit:Jun 18, 2015.
 
Minimum Payment for Each Billing Period
10% of the newly added transaction amount of the current period and 5% of the outstanding amount from the preceding period of the credit card amount (in case the amount is lower than NT$1,000, it shall be NT$1,000), plus such fees payable as the total transaction amount exceeding the credit limit, total amount of outstanding minimum fee payable from the previous periods, default fines, revolving credit interest, and annual fee, handling fees for cash advance transaction, registration of loss and card replacement, and retrieval of cardholder's copy.
 
Revolving Credit Interest
The calculation of revolving credit interest shall be from the date of entry of the account to be calculated into the revolving credit interest, based on an annual interest rate of 8.88%~15.00% (daily interest rate 0.0243%~0.0411%), until the full payment of the said account. EnTie Bank shall assess the credit status of cardholders through computer system and grant the revolving credit interest to cardholders based on the assessment result.
 
Handling Fee for Cash Advance
The payment of domestic or overseas cash advance shall be conducted through the local currency. Handling fee for cash advance: NT$ 100 + (amount of cash advance × 3.5%).
 
Default Penalties
In the event that the Cardholder fails to make the minimum required payment by the payment due date, the Cardholder will be charged revolving interest pursuant to the third paragraph of this Article and imposed a default penalty fee. The default penalty fee is calculated as follows (In the event that the Cardholder violates the agreement and fails to make the minimum required payment by the payment due date of each month for over 3 terms, the default penalty will be charged utmost for 3 consecutive terms.) In the month of default or late payment, the default penalty fee imposed is NT$ 300. When the cardholder defaults or fails to make the minimum payment for 2 consecutive months, the default penalty fee imposed is NT$ 400. In the event that the cardholder fails to make the minimum payment by the payment due date for 3 or more consecutive months, the default penalty fee imposed is NT$ 500. The cardholder whose outstanding balance is below NT$ 1000 on a monthly basis will not be imposed a default penalty fee.
 
Fee for Retrieving the Copies of Signing Bills
If you have any inquiries over a transaction, you may apply for retrieving cardholder's copy. EnTie Bank will charge a handling fee of NT$ 100 for retrieving the record of your domestic or overseas transaction.
 
Re-issuance of Billing Statements
If you request the delivery of bank statements of the previous three months, a handling fee of NT$ 100 for each bank statement shall be charged by EnTie Bank.
 
Handling Fee for Report of Loss and Re-issuance of Card

(1) Where your credit card is lost, stolen, robbed, defrauded or possessed by a third party other than the cardholder (“loss/theft”), the cardholder shall notify EnTie Bank through phone call or other means promptly for the handling of loss registration procedures and pay the loss registration fee of NT$ 200(Titanium/Precious Card free) regardless of the type of card and issue of new card or not.

(2) If your credit card is damaged, demagnetized, scratched or cannot be used for other reasons or if you apply for the re-issuance of card for personal reasons while the credit card still functions well, EnTie Bank shall charge NT$ 300 handling fee for each new card issued.

 
Handling Fee for Issuance of Clearance Certificate
When the use of credit card is terminated, the cardholder may request EnTie Bank to issue a clearance certificate to certify cardholder's payment has been made in full. A handling fee of NT$ 200 shall be charged for such request.
 
Authorization of Settlement for Overseas Transactions

(1) All the credit card accounts shall be settled in NT dollar. If the transaction (including handling of refund) is conducted in non NT dollar, or an overseas transaction is settled in NT dollar (including transactions made with overseas merchants in NT dollar), or a domestic transaction is made in NT dollar but is conducted through the International Settlements (including refund) or an overseas transaction, the exchange rate of the transaction shall be the same as the exchange rate on the day which the merchant charges back for the payment from VISA/MasterCard/JCB international organization and the transaction shall be settled with EnTie Bank pursuant to the rules of VISA/MasterCard/JCB international organization, which shall further be converted into NT dollar based on the settlement rate of the settlement day designated by VISA/MasterCard/JCB international organization and the international exchange rate. The overseas transaction fee shall include both the payment to international credit card organizations (1% in foreign currency) and an additional 0.5% of each transaction amount for every transaction.

(2) The cardholder authorizes EnTie Bank to act as the agent for exchange settlement within the territory of ROC and to handle the settlement procedures for overseas transactions, provided that the settlement of foreign currency to be paid by the cardholder exceeds the limit prescribed by law, the exceeding amount shall be paid in foreign currency by the cardholder.

 
Over-pay Refund handling Fee
Unless you instruct otherwise, return of over-paid credit card amount shall be used to setoff amounts which are subsequently payable to our bank. If you instructs over-paid credit card amount to be returned to EnTie Bank, the handling fee is free. If you instructs over-paid credit card amount to be returned to non- EnTie Bank accounts, the over-pay refund fee of NT$30 shall be paid to EnTie Bank.
 
Emergency Card Replacement Service Fee

If you lose your card whilst travelling overseas, you can call the below numbers to arrange an emergency card replacement and, if required, access an emergency cash advance.

Emergency assistance numbers

Where you are

To call MasterCard

To call VISA

To call JCB

USA

1-800-627-8372

1-866-765-9644

1-855-497-0396

Canada

1-800-307-7309

1-866-639-1911

-

France

0-800-90-1387

0-800-90-4349

-

Germany

0800-819-1040

0800-182-2891

-

Hong Kong

800-966-677

800-900-782

001-800-3865-5486

Indonesia

001-803-1-887-0623

001-803-44-1600

-

Japan

00531-11-3886

00531-44-0022

0120-500544

Malaysia

1-800-804594

1-800-802997

-

New Zealand

0800-44-9140

0508-600300

-

Singapore

800-1100-113

800-4481-250

001-800-3865-5486

Taiwan

00801-10-3400

00801-444-123

00800-3865-5486

Thailand

001-800-11-887-0663

001-800-441-3485

-

UK

0800-96-4767

0800-16-95189

-

FEE (per card)
  US$175 US$115 US$80

*For countries not listed, call 1-636-722-7111 (MasterCard) and 1-410-581-9994 (Visa) toll free to the United States.
*If you have any questions, you can call via our toll-free hotline at 0800-005-999.

 
Installment Setup Fee
If you want to change the term of installment, EnTie Bank shall charge NT$ 100 handling fee for each change.
 
Government Fee Payment Service Fee

Item

Handling fee

Traffic violation fine via telephone voice

Each charge a fee of NT $ 20.

Fuel fee via telephone voice

Each charge is 1% of the tax payable.

License plate number fee via telephone voice

Each charge a fee of NT $ 20.

Telecommunications charges via telephone voice

Each charge a fee of NT $ 10.

Various types of taxes

(1) Tax of NT $ 30,000 (inclusive), each charge a fee of NT $ 99.

(2) Tax of more than NT $ 30,000 (excluding), each charge is 1% of the tax payable.

* The consolidated income tax fee is subject to the announcement of the activities of EnTie Bank.

Various types of Service Fee via internet

(1) Tax of NT $ 2,000 (inclusive), each charge a fee of NT $ 20.

(2) Tax of more than NT $ 2,000 (excluding), each charge is 1% of the fee payable.

 
Instant messaging service fee (Titanium/Precious Card free)
The annual fee is NT$100 or deducts 2,500 points of bonus.
 
Credit Card Payment Platform for Public Agency Fee
Each charge a fee of NT $ 20.
 
Government Service Platform
Each charge is 1% of the fee payable (The minimum charge is NT $ 20).

*Dispute resolution, revolving credit interest rates, fees, cardholder’s rights, and preferential service: The individual card-issuing institution will notify the applicant regarding these matters in writing or by e-mail; for more information, please contact the service phone: 0800-005-999

 

 

Please manage your finance carefully and value your credit.
Interest on revolving credit and cash advance:8.88-15.00%. Service Charges for cash advance:NT$100 + the amount of cash advance x 3.5%. Base date of interest on revolving credit:Jun 18, 2015.
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